Ana Arsov

Managing Director-Global Financial Institutions

Moody’s Investor Service

Ana Arsov is a Managing Director, co-heading the Global Financial Institutions rating franchise for Moody's Investors Service. Ana also holds the position of Global Head of Private Credit for Moody's, fostering analytical and issuer coverage for the growing private markets between financial institutions, leveraged finance, and securitization markets. Furthermore, Ana leads the analytical and relationship engagement with the Global Systemically Important Banks (GSIBs), non-bank fincos, and securities firms, fostering the linkages with institutions that create assets and structures in the private markets.

Ana joined Moody's in 2013 with an extensive experience in analyzing financial institutions and managing credit professionals. In her prior roles at Moody's, Ana was the Global Co-head of Banking between 2021-2023, and prior to that, was Managing Director responsible for the rating coverage for global investment banks, securities firms, and specialty finance ratings. Ana is also a co-author of Moody's rating methodologies for finance companies, securities firms, and clearing houses and also led the development of Moody's counterparty risk rating.

Prior to Moody's, Ana gained extensive experience in credit risk management at several large banks, including as Executive Director in Credit Risk, responsible for North American financial institutions at UBS Investment Bank. Also, she was Head of Global Portfolio Management-Credit Risk Management at Morgan Stanley, focusing on comprehensive coverage, identification, and analysis of risks across the firm's trading and lending businesses, as well as leading key risk management initiatives for Morgan Stanley Bank N.A. Ana began her career in Credit Risk Management at Lehman Brothers in various credit risk roles, ultimately heading up the North American Financial Institutions and Structured Finance team, and subsequently worked on Lehman's bankruptcy resolution.

Ana holds a Master's Degree in Management (with a specialization in Financial Services and Banking) from Boston University, and a Bachelor's Degree in Business from Pace University, New York. Ana also holds a certificate in Board Governance from Harvard Business School.